Dealing With Aggressive Insurance Agents
When you are still recovering after a car accident, you may be dealing with many things: you may be speaking with your insurance agent to relay your side of the story, you may be working with a lawyer, traveling to and from doctor’s appointments, and trying to find a time to get back into work. All of these can take up so much time that you may feel there is nothing left in the day. However, what should you do when the other party’s insurance company keeps calling you? At some point, their calls and negotiation tactics may begin to feel more like harassment.
What can you do?
Insurance agents have one thing in mind: keeping as much money as they can for their company. You may have the “perfect claim: you have injuries and all the evidence you need to prove that the other party is responsible for the accident. In your mind, this may seem like an easy win so that you can get compensation after a car accident. However, insurance agents will do anything they can to give you the lowest settlement possible. They may want to get you on the phone without your lawyer so that they can get you to take a lowball offer. Especially if your doctor is still treating your injuries, a big number may sound like it will cover all of your necessary expenses. This can be very hard to tell until you understand your treatment plan, however. The other party’s insurance agent may push you to:
- Sign a medical release form
- Make a statement that is recorded
- Go to a particular doctor or take your car to a specific auto body shop
- Tell them as many details about the accident as possible or admit to partial fault of the accident
Before getting on the phone with an insurance adjuster, speak to your lawyer and see if this is a phone call your lawyer should be taking. A lawyer, like a car accident lawyer from a law firm like Tuttle Law, P.A. knows that an insurance adjuster will use every tactic in the book to get you to admit to partial fault or get you to say that you are recovering well.
When you have been in a car accident, don’t leave your compensation on the table because an insurance agent is trying to give you the lowest amount possible. Instead, work with a local car accident lawyer to see how they can help you with your insurance claim.