As the majority of car drivers are aware, car collisions may arise at any time and are often unexpected. Car crashes can result in physical pain, costly medical care, and substantial vehicle damages. Those who have never been in a car accident before, may have plenty of questions about what may happen next. Here in the article to follow, we have addressed a series of questions related to car accidents.
What if I was partially responsible for the car accident?
Drivers who were somewhat at-fault for the crash, may have a reduction in the amount of damages they receive. How much of a reduction depends on how greatly the driver contributed to the collision. If this situation applies to you, do keep in mind that there could be external variables that you are not aware of yet that lead to the accident. It may be best to not admit fault until all the details of the accident have been evaluated by your insurance company.
Should I hire an attorney or just let my insurance company handle everything?
Depending on the severity of the accident and how costly your injuries were, you may want to meet with an attorney. Your insurance company may use a strict formula to calculate a settlement that may not meet all of your needs after the accident. An attorney can help ensure that you receive the amount you require in order to cover losses and damages. If you are interested in filing a civil lawsuit against the other driver for compensation, then an attorney can offer guidance, insight and representation.
What if someone hit me then drove off?
A driver who leaves the scene of an accident before it has been properly dealt with is considered a hit and run. Those who flee the scene of a crash may not have insurance or identification, and are attempting to escape consequences. Try to collect as many details about the car and driver as you can, such as:
- Car color, make and model
- License plate number
- What the driver looked like
- Which direction he or she was headed
Will my insurance company increase my rates for filing a claim?
Regardless of whether it was your fault or not, your insurance company may still increase your rates after filing a claim if it cost them money. Some insurers offer accident forgiveness for the first collision. But overall, filing a claim can result in your insurance premium being raised. You may want to inquire with your insurer for more information.
If I want to file a lawsuit against the other driver, when should I get an attorney?
It may never be too soon to meet with a legal professional for advice about your recent car accident. When car accidents first happen, many victims want to seek justice from the driver at-fault. But as time goes on, this desire for retribution may wither away. Obtaining a car accident attorney Dekalb County, GA resident turn to right away can help a driver achieve the compensation they deserve.
Thank you to our friends and contributors at Andrew R. Lynch, P.C. for their insight into car accidents and personal injury.