What will you do if your workers’ compensation claim is denied?

What will you do if your workers’ compensation claim is denied?

If you are injured on the job or become ill as the direct result of your employment, it is important that you know your rights. In the event that you are unable to return to work, you may be able to file a workers’ compensation claim. This will allow you to receive a portion of your regular pay while you recover.

As simple as it sounds to make a workers’ compensation claim, there is a possibility that it could be denied. If this happens, you will receive notice stating the reason for the denial and what you can do next.

You have the option of responding to the denial by way of filing an appeal. This time around, you want to provide additional information to improve the chance of your claim being approved.

The type of evidence you collect and include depends on your injury or illness. Consider things such as: medical test results, doctor letters, emergency room reports, witness statements, rehabilitation reports, medical bills and receipts. In short, you want to collect as much supporting evidence as possible, as each piece will help increase your chance of having the denial overturned.

Being as you pay into workers’ compensation, you don’t want to be denied in the event that you qualify for benefits. If you find yourself in this position, be sure to consider all your options. An appeal may take some time, but it is better than sitting back and missing out on benefits altogether. In the end, what matters most is that you receive the benefits owed to you.

Source: Disabled World, “What if My Workers Compensation Claim is Denied,” accessed June 17, 2015

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