Making a workers’ compensation claim means you have been injured on the job. Even though you may not want to miss work, it could be in the best interest of both you and your employer.
As an injured worker, you have the right to seek all necessary treatment. Medical treatment compensation covers all medical bills, treatment, and prescriptions.
Note: Depending on the type of plan, you may be required to use your company’s doctor for a predetermined period of time.
Your injury will determine whether or not you are entitled to temporary or permanent disability payments.
With temporary benefits, you receive partial compensation. If you are unable to completely recover from the injury, on the other hand, permanent disability benefits come into play. The amount that you receive is based on the injury itself and how it limits your ability to work. Your occupation, job, and earnings are also taken into consideration.
Depending on the extent of the injury, workers’ compensation may include vocational rehab. This is used to help the person secure another job.
The workers’ compensation system can be difficult to understand. There are many moving parts. There are many details that determine if, when, and how much money the injured party will receive.
If you or a loved one are injured at work, it is important to know how your state’s workers’ compensation system is set up. This will help you understand everything from the process of filing a claim to how long your benefits will last. Knowing the finer details will put your mind at ease during this difficult time.
Source: FindLaw, “Workers’ Comp Benefits and Returning to Work,” accessed Aug. 05, 2015